Bee Mortgage

Be business for good

Bee Group


Marcco Ware

Marcco Ware


Loyola Marymount University

Loyola Marymount University


Ingrid Greene

Ingrid Greene

Global Goals

8. Decent Work and Economic Growth 9. Industry, Innovation and Infrastructure 11. Sustainable Cities and Communities 15. Life on Land

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In the evolving mortgage industry landscape, Bee Mortgage App emerges as a beacon of innovation, reshaping the home-buying experience with the seamless integration of modern technology. At the core of Bee Mortgage App's revolutionary approach is its Mobile App Experience, which capitalizes on the 91-92% of Americans who own smartphones


This app has been meticulously designed to mirror the convenience and ease of use of popular services like Netflix and Venmo. Praised as the "Uber of mortgages," the app offers a service that streams the complex mortgage process directly to users' phones, ushering in a new era of consumer empowerment in the mortgage domain.

Bee Mortgage App's innovations are centered around enhancing the efficiency and accessibility of the home buying process. The company focuses on reducing paper usage, a testament to its commitment to sustainability. Their CEO, Curtis Wood, emphasizes how their technology streamlines the mortgage process, lowering costs and making homeownership more attainable. Becoming the industry leader indicates a goal to transform the industry by leveraging technology to facilitate better service and cost savings. This efficiency benefits consumers by reducing mortgage costs and could impact communities by increasing homeownership rates, linked to community prosperity and wealth creation.

Wood also addresses systemic issues like redlining, indicating that Bee Mortgage App aims to remove the human bias from loan approval processes by focusing solely on quantifiable data like credit scores. This could lead to more inclusive lending practices. The company is working on automating the entire loan lifecycle, predicting that such innovation will improve customer experience and spur further innovation within the mortgage industry.

Their approach aligns with several UN Sustainable Development Goals, including economic growth through efficient mortgage financing (Goal 8), industry innovation and infrastructure (Goal 9), and sustainable cities and communities (Goal 11). Through these efforts, Bee Mortgage App is a business venture and a tool for social change, potentially impacting environmental sustainability and equitable community development.

Be business for good


Bee Mortgage's inspiration also comes from a place of community and social impact. The company aims to simplify mortgages and foster community development through increased homeownership. This is evident in their commitment to building thriving communities by promoting job creation and wealth creation through homeownership. Their locally sourced mortgages and the mention of improved homeownership rates contributing to vibrant neighborhoods underline their dedication to social good.

Curtis and Cynthia, the founders, are natives of Florida and deeply familiar with the state. They leverage their personal experiences and understanding of the local market and have also shaped the company's mission and services. Their broad vision includes creating a seamless and user-friendly experience that empowers first-time buyers and simplifies the often complex and intimidating process of getting a mortgage.

Bee Mortgage's inspiration is multifaceted. It stems from a desire to disrupt the traditional mortgage process with technology, a commitment to affordability and customer-centric services, and a broader goal of contributing to community well-being through homeownership. This reflects a modern approach to business where success is measured not just in financial terms but also in terms of positive impact on individuals and communities.

Overall impact

The overall impact of the Bee Mortgage company extends far beyond simply facilitating a more convenient and efficient way for homebuyers and sellers to conduct their transactions. Their mission is deeply intertwined with a commitment to environmental sustainability. By transitioning away from paper documents, they are not just modernizing the process but actively contributing to preserving our planet. This initiative saves thousands of trees yearly, significantly reduces waste, and lowers greenhouse gas emissions. This effort goes a long way in protecting the natural habitats of countless animals and plants that rely on healthy forests for survival.

In spearheading the digital transformation within the real estate industry, their company stands as a beacon of innovation and responsibility. They are not just part of the industry; they lead by example, demonstrating to other businesses the profound impact they can have by embracing sustainable practices. Their approach underscores the belief that technological advancement and environmental stewardship can go hand in hand, paving the way for a future where business success and planetary health are mutually reinforcing objectives.

Business benefit

Bee Mortgage is that they can attract and retain more customers who value convenience, efficiency, and sustainability. They can reduce costs, streamline operations, and improve customer satisfaction by offering a fully digital and paperless process. They can also differentiate themselves from their competitors and position themselves as a leader in the real estate industry. Furthermore, they can enhance their reputation and brand image by demonstrating their social and environmental responsibility. This can help them gain more trust and loyalty from their stakeholders and generate positive publicity and word-of-mouth.

Social and environmental benefit

Bee Mortgage’s social awareness and the environmental impact on the real estate industry are game-changing. On average, the real estate purchase process requires about 700 standard sheets of paper. This substantial volume of paper not only represents a significant use of resources but also weighs around 7 pounds, incurring additional costs and environmental impact due to transportation. Consider that a single tree can produce approximately 800 pounds of standard-sized paper, illuminating the relationship between paper consumption and tree usage. By eliminating paper from the real estate transaction process and adopting the Bee Mortgage digital solutions, we can significantly reduce the demand for paper production in the mortgage industry, conserving trees and minimizing the ecological footprint associated with logging, paper manufacturing, and transportation.

This shift towards digital processes aids in preserving forests, which are vital for biodiversity and act as crucial carbon sinks combatting climate change, but also represents a cost-efficient, environmentally sustainable practice. Reducing paper usage in industries like real estate is a tangible action toward mitigating environmental degradation and fostering a more sustainable planet. Approximately 4.09 million homes were sold in 2023. Assuming Bee Mortgage acquired 5% of this market, that would save approximately 1,789 trees annually, representing a significant social and environmental benefit. By preserving this number of trees, the office contributes to reducing deforestation, which is crucial for maintaining biodiversity, protecting habitats, and combating climate change. Trees play a vital role in absorbing carbon dioxide, a greenhouse gas, thus helping to mitigate global warming.

Additionally, trees are essential for maintaining air quality, conserving water, and preventing soil erosion. From a social perspective, this shift demonstrates a commitment to sustainability and environmental responsibility. It modernizes home buying and selling, making it more efficient, accessible, and user-friendly for clients. In turn, this can enhance the reputation of Bee Mortgage, attract environmentally conscious clients, and set a commendable example for other businesses in the industry to follow. In summary, Bee Mortgage's initiative has multiple benefits for its business performance, growth, social responsibility, and the environment.


Curtis Wood, CEO

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Business information

Bee Mortgage

Bee Mortgage

Ponte Vedra, FL, US
Business Website:
Year Founded: 2019
Number of Employees: 2 to 10

The Bee Mortgage App is at the forefront of revolutionizing the mortgage industry, offering a technology-driven solution that simplifies the mortgage process for users. Bee was founded in 2019 by Curtis & Cynthia, a husband-and-wife team born and raised in Jacksonville, Florida. With a commitment to user accessibility and financial empowerment, the app is pivotal in making homeownership more attainable, especially for first-time buyers.